*Scenario uses a 2-1 buydown option with a 30-year FHA mortgage. Scenario assumes a loan amount of $407,000 with a $14,550 down payment, and Annual Percentage Rate of 7.044%. In this scenario, the rate is 4.25% for the first year, with monthly payments of $2,002.20. Second year interest rate would increase to 5.25% with monthly payments of $2,247,47. Third year interest rate would increase to 6.25% with monthly payment of $2,505.97 which will continue for the life of the loan thereafter. A credit score of 740+ was assumed. Rates pulled 1/23/25, rates subject to change.  Loans are subject to borrower qualifications, including income, property evaluation, and final credit approval.  Payments shown are principal and interest only and do not include amounts for taxes and insurance premiums (if applicable). The actual payment obligation will be greater. 2-1 buydown will be paid by Kindred Homes and Kindred HomeLoans. An additional $10,000 builder credit that can be used towards closing costs will be provided by Kindred Homes. All eligible sales must be original contracts with Kindred Homes signed on or after 1/23/25 and closed by 2/28/25. Valid for select Kindred Homes inventory homes in the DFW market. Must apply for a loan with Kindred HomeLoans, LLC within 10 days of entering your contract. Buyer is entitled to finance through other lenders, but shall not be eligible for this promotion unless Kindred HomeLoans is buyer’s lender. This is not a commitment to lend, availability subject to change without notice or prior obligation. Cannot be combined with any other offer. Exclusions may apply. Savings will reflect on the Closing Disclosure. Kindred Homes reserves the right to change or cancel this promotion at any time. Additional restrictions may apply. Certain loan programs do not allow buydowns. All rights reserved.
**Monthly savings based on year 1 and 2 payments verses year 3.

©2025 Kindred HomeLoans (NMLS: 124684). All loans are subject to borrower qualifications, including income, property evaluation, and final credit approval. Rates and fees subject to change. Equal Housing Lender. Kindred HomeLoans is a subsidiary of PlainsCapital Bank and exempt from mortgage banker licensing in Texas. Kindred HomeLoans is an affiliated business arrangement between KH Financial Services, LLC, and PrimeLending Ventures Management, LLC. KH Financial Services is affiliated with Kindred Homes.